The Problem

The Problem

Title Insurance Prices Are Too High

Texas has among the highest rates of title insurance in the nation. Unlike almost every other state, Texas’ title insurance system is rigidly anti-consumer and allows for no competition.

Texas sets a single fixed rate for title insurance and does not allow insurers to set lower prices and compete for business from the consumers directly, resulting in higher prices.

To make matters worse, individual citizens are also prohibited from participating in the rate-setting process. Public input is not taken into consideration at hearings related to setting rates for title insurance, nor can citizens request a hearing.

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